How it works

Baahamim is not a payment processor and never holds donors’ money. We provide the ledger, the platform integrations, the settlement instructions and the reporting; money moves only on official banking rails, through a licensed payment facilitator.

Smart round-up

The suggested amount is always the gap between the payment and the next round number. It keeps pace with prices by itself and is never more than a few hundred or a few thousand toman.

19,500 toman	→	20,000	+500
47,200 toman	→	48,000	+800
132,700 toman	→	133,000	+300

Where the money goes, step by step

1
Inside the same payment
The round-up is collected inside the platform’s original transaction: one payment of 20,000 toman, not two.
2
Held in trust
Gifts accumulate with the platform in trust; they are never the platform’s revenue.
3
Logged anonymously
Each gift is an anonymous event with a tracking code. No name, phone, card or national ID is stored.
4
Settled in one transfer
At the end of each period, the licensed facilitator transfers the total at once and splits it at the same moment.
5
Reconciled automatically
The ledger total must equal the amount transferred exactly; any difference holds the settlement.

Split at settlement

At least 90%to a dedicated account in the Iranian Red Crescent’s name

Up to 10%platform fee, under a yearly approved cap

Settlement cycle

Weekly at launch, daily as volume grows
Paid out within two business days after the period closes
No balance is ever held for more than 30 days

Tracking code

Every donor can use their tracking code to see which settlement their gift was part of and where it went.

Tracking-code lookup coming soon